Estate Architect Insights
Estate Architect Insights - Insight Before Action

Estate Architect Insights

Research and practical insights on UK inheritance tax, estate planning, pensions and property.

Published by Estate Architect to help families understand the issues that can affect their estate before making important planning decisions.

ESTATE ARCHITECT LIVE BRIEFINGS

Join Our Live Briefings

Join Ranjeet Singh for a small-group live briefing focused on two important areas of Inheritance Tax and estate planning.

TUESDAY 3RD NOVEMBER • 6:00PM UK TIME

LIVE PENSION & INHERITANCE TAX BRIEFING

Do You Have £250,000+ in Private Pensions?

Understand what the April 2027 Inheritance Tax changes could mean for your pension and how your pension fits within your wider estate.

What we’ll cover

  • What changes to pensions are planned from April 2027
  • How private pensions may affect your estate for IHT
  • How pensions interact with property and other assets
  • Key planning considerations before April 2027
  • 45-minute live briefing + Q&A
  • Tuesday 3rd November at 6pm
  • £1 registration fee
RESERVE PENSION BRIEFING →
THURSDAY 19TH NOVEMBER • 6:00PM UK TIME

LIVE PROPERTY & INHERITANCE TAX BRIEFING

Is Your Property Protected?

For many families, property represents the largest part of their estate — and potentially one of the largest sources of Inheritance Tax.

What we’ll cover

  • Why property can create a significant IHT exposure
  • Gifting property to children — common mistakes
  • Residence Nil-Rate Band and the £2 million threshold
  • Joint ownership, Tenants in Common and estate planning
  • 45-minute live briefing + Q&A
  • Thursday 19th November at 6pm
  • £1 registration fee
RESERVE PROPERTY BRIEFING →

These briefings are provided for general educational and informational purposes only and do not constitute financial, investment, pension, legal or tax advice or a personal recommendation.

Pensions and inheritance tax masterclass explaining the April 2027 pension changes

FEATURED MASTERCLASS · 60 MINUTES

Pensions & Inheritance Tax

Understand how the proposed April 2027 pension changes could affect inheritance tax, estate values and the wealth eventually passed to your family.

Watch the 60-Minute Masterclass →

Latest Insights

Estate planning • IHT • Pensions • Property

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Inheritance Tax Videos

Explore selected videos from our 32-part inheritance tax series, covering pensions, property, gifting, trusts and common estate planning mistakes.

Inheritance tax video explaining the effective impact of the 40 percent inheritance tax rate

The 40% Tax That’s Really 75%

Why frozen inheritance tax thresholds can bring more estates into the tax net even when the headline rate does not change.

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Inheritance tax video about the April 2027 pension inheritance tax changes

The New Pension Trap

What the planned April 2027 pension inheritance tax changes could mean for families holding significant pension wealth.

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Inheritance tax video explaining the seven year gifting rule

Mistake 5 – The 7-Year Trap

Why the familiar seven-year gifting rule is not always as straightforward as it appears.

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View IHT Video Series →

Estate Planning Briefings

Explore our educational briefing series covering inheritance tax, hidden estate planning gaps, the cost of waiting and the importance of understanding your estate before implementation.

Estate planning £300,000 inheritance tax case study

The £300,000 Case Study

A real example showing how hidden inheritance tax exposure was uncovered and reduced.

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Reports & Guides

Explore selected inheritance tax reports and estate planning guides covering pensions, tax planning and long-term family wealth.

Inheritance Tax Planning Report about the 2027 pension changes

Understanding the 2027 Pension Changes

Explore how the changing inheritance tax treatment of pensions may affect estate values and long-term family wealth planning.

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Pension Restructuring Ahead of April 2027 report

Pension Restructuring Ahead of April 2027

Explore how substantial pension assets could be restructured as part of a wider estate strategy ahead of the planned April 2027 inheritance tax changes.

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Pension Wealth and the 2027 Inheritance Tax Change report

Pension Wealth and the 2027 Inheritance Tax Change

Why many high-net-worth investors are reviewing their pension strategy ahead of the planned inheritance tax changes from April 2027.

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View Reports & Guides →

Book – I Thought I Was Sorted

Explore the book, audiobook and 17-part video series revealing some of the estate planning gaps families often believe have already been dealt with.

I Thought I Was Sorted by Ranjeet Singh - Estate Architect guide to protecting family wealth

BOOK & 17-PART VIDEO SERIES

I Thought I Was Sorted

You Don’t Have a Tax Problem. You Have a Planning Problem.

Many families believe their estate is already sorted because they have a Will, pension arrangements and professional advisers. But having the individual pieces does not necessarily mean they are working together.

Explore the book and companion video series to discover some of the estate planning gaps families may overlook.

  • Complimentary digital book
  • Complimentary audiobook
  • 17-part companion video series
Explore I Thought I Was Sorted →

Podcast

Listen to practical conversations covering inheritance tax, pensions, property, family wealth and the decisions that can shape your estate.

The Estate Architect Podcast - Estate Planning Made Simple

THE ESTATE ARCHITECT PODCAST

Estate Planning Made Simple

Practical conversations about protecting your estate and family wealth.

Explore practical discussions covering inheritance tax, pensions, property, family wealth and some of the decisions that can shape what eventually happens to your estate.

Listen to selected episodes directly on Estate Architect Insights and explore the complete podcast series.

  • Inheritance tax and estate planning
  • Pensions and the April 2027 changes
  • Property, family wealth and legacy planning
Explore the Podcast →

Property Planning Mistakes

Property is often one of the largest assets in an estate. Explore three common mistakes involving ownership, gifting and estate liquidity — and how they can affect your family.

Property planning mistake - not understanding how your property is owned

Mistake 2

Not Understanding How Your Property Is Owned

Joint tenants, tenants in common and sole ownership can produce very different outcomes when property eventually passes through an estate.

Explore Mistake →
Property planning mistake - giving property away without understanding the consequences

Mistake 3

Giving Your Property Away Without Understanding the Consequences

Transferring a home to children may appear simple, but it can create tax, ownership and control issues that need to be understood first.

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Property planning mistake - being property rich but cash poor

Mistake 4

Being Property Rich but Cash Poor

A valuable estate does not necessarily mean enough cash will be available when it is needed, potentially forcing difficult decisions about family property.

Explore Mistake →
Explore Property Planning Mistakes →

How Exposed Is Your Estate?

Start by understanding the potential vulnerabilities across your estate, including inheritance tax, pensions, property and probate.

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